Bluware Benefits

Summary of Health Benefits

Please note that all insurance and Flexible Spending Account eligibility begins on the 1st of the month after a thirty day waiting period.

MEDICAL COVERAGE/BASIC LIFE INSURANCE
Bluware pays 100% for employees / Employees are responsible for dependent premiums
Great West Health Insurance
Customer Service # 1-800-663-8081

Great West Health Insurance is our medical insurance provider. Employees may elect to enroll in our standard High Choice Plan (Open Access Plus) or chose the Consumer Advantage Plan (PPO) which offers lower premiums in exchange for higher deductibles and co-insurance. Employee only will automatically be enrolled in the High Choice Plan. If dependents are enrolled in CAP plan, employee must be enrolled in CAP Plan as well. Through Great West, our employees are enrolled in a Prescription Plan and will also receive $20,000 worth of Group Term Life and AD&D. Detailed Summary of Benefits Available upon request.

Great West High Choice Plan (Standard)
Monthly Premium
Emp. Only Emp. & Spouse Emp. & Child(ren) Emp. & Family
$0 $650.48 $424.74 $1,047.60

Great West Consumer Advantage Plan
Monthly Premium
Emp. Only Emp. & Spouse Emp. & Child(ren) Emp. & Family
N/A $463.68 $280.98 $796.10

DENTAL COVERAGE
Bluware pays 100% for employees / Employees are responsible for dependent premiums
Dental Select
Customer Service # 1-800-999-9789
www.dentalselect.com

Bluware will pay 100% of this benefit for each employee. All eligible Bluware employees must be enrolled in this Plan as it is 100% participation. To find out more about Dental Select, you can visit their website at www.dentalselect.com. Please note that that Bluware is in the Platinum Network. Detailed Summary of Benefits Available upon request.

Monthly Premium
Emp. Only Emp. & Spouse Emp. & Child(ren) Emp. & Family
$0 $25.96 $30.52 $65.34

LONG-TERM DIABILITY
Bluware pays 100% for employees
Sunlife Insurance
Long Term Disability
Customer Service # 1-800-451-2513

Bluware will pay 100% of this benefit for each employee. All eligible Bluware employees must be enrolled in this Plan as it is 100% participation. This benefit will pay 60% of your base monthly income if you qualify for Long Term Disability through Sunlife. With this coverage, if you become disabled, you can become entitled to 60% of your base monthly income. The elimination period is 90 days. During this 90 days, you must be completely disabled and receive no pay. After the 90 days are up, you become eligible to receive the 60% of your base monthly income.

SUPPLEMENTAL INSURANCE

CompBenefits
Vision Care Plan Insurance
Customer Service # 1- 800-865-3676

Bluware provides Medical for all eligible employees. However, since vision insurance is not included in this plan, employees may purchase vision insurance through CompBenefits. If elected, premiums can be withheld from the employee’s paycheck on a pre-tax basis through the S125 Cafeteria Plan. Detailed Summary of Benefits Available upon request.

Monthly Premium
Emp. Only Emp. & Spouse Emp. & Child(ren) Emp. & Family
$6.48 $12.96 $12.32 $19.34

Sunlife Insurance
Short-Term Disability Insurance
Customer Service # 1- 800-814-1899

In addition to the long term disability insurance provided by Bluware, you may purchase short term disability with Sunlife Insurance for yourself.. You may be subjected to medical underwriting before approval. Guidelines and rates are available upon request

Sunlife Insurance
Voluntary Life Insurance
Customer Service # 1- 800-814-1899

In addition to the $20,000.00 basic life insurance provided through our group health insurance, you may purchase extra life insurance with Sunlife Insurance for yourself, your spouse or your children. You may be subjected to medical underwriting before approval. Guidelines and rates are available upon request

BLUWARE, INC.’S FLEXIBLE SPENDING ACCOUNT
FlexCorp
Customer # 713-939-5858 or 1-800-856-1816
www.bpas.com

HEALTHCARE REIMBURSEMENT ACCOUNT: You may set aside tax-free dollars to pay for qualified medical, dental, vision or over the counter medications. The maximum annual election for this account is $3,000.00. A detailed list of allowable expenses is available upon request. Receipts are required with each claim and direct deposit is available for a more timely reimbursement.
DEPENDENT CARE REIMBURSEMENT ACCOUNT: You may set aside tax-free dollars to pay for qualified daycare expenses. The maximum annual election for this account is $5000.00. A detailed list of allowable expenses is available upon request. Receipts are required with each claim and direct deposit is available for a more timely reimbursement.

BLUWARE, INC.’S 401(K) PROFIT SHARING PLAN
Offered by VLP Corporate Services, LLC in conjunction with Charles Schwab Trust Company
Customer # 1-888-880-6221

Bluware has established a 401(K) Profit Sharing Plan for eligible employees. You are eligible to participate in the plan when:

Participants must be 21 years of age to qualify.
Participants must work ninety days of service and complete 500 hours worked in order to qualify. Participant must be employed on 12/31 of the plan year in order to participate in Bluware Profit Sharing for that year.

Under the plan, you are able to set aside part of your earnings before Federal and State income taxes are withheld. Eligible employees may set aside 0-100% of their paycheck or any given dollar amount up to the IRS limits. For more details or questions concerning the plan, please contact the Human Resources Department.